How Much Can You Earn as a Surrogate?
At Physician’s Surrogacy, we believe that your time, commitment, and compassion should be recognized in a meaningful way.
Surrogacy is life-changing — for the family you help and for you.
As a first-time surrogate, you can earn between $55,000 and $75,000 in base pay depending on your state. With bonuses and benefits, your total compensation can reach $95,000+.
You’ll even receive a $1,200 pre-screening bonus just for getting started.
Ready to Start Your Surrogacy Journey?
When Do Surrogates Get Paid?
Surrogates at Physicians Surrogacy receive compensation throughout the journey — not just at the end.
Here’s how it works:
Pre-Screening Bonus:
You’ll receive a $1,500 bonus early in the process, after completing the initial pre-screening steps.
Monthly Payments:
Once legal contracts are signed, you’ll begin receiving monthly compensation to support you throughout your pregnancy.
Final Payment:
After the baby is delivered, you’ll receive the remaining balance of your base compensation and any applicable bonuses.
Two- Time Surrogate with Physician's Surrogacy
Listen to our 2-time Surrogate, Devon, who loves helping other families experience the joy of parenthood. Devon explains how she found out about us, what her journey was like and why she decided to become a Surrogate for a second time.
See If You Qualify — It Only Takes 2 Minutes
What’s Included When You Become a Surrogate With Physicians Surrogacy
Surrogacy isn’t just about compensation — it’s about being supported, respected, and cared for throughout your entire journey. Here’s what you’ll receive as a surrogate with us:
Top Compensation Package
Earn up to $95,000+ as a surrogate — one of the highest- paying programs in the U.S.
$1,500 Pre-Screening Bonus
Get rewarded early in the process — just for getting started.
Monthly Allowances During Pregnancy
Receive consistent support throughout your pregnancy, including a maternity clothing allowance and other benefits.
All Medical, Legal & Travel Expenses Covered
You’ll never pay out of pocket for anything related to the surrogacy process.
Professional Support from Start to Finish
We’re physician-managed — so your care is coordinated by real medical experts, not just a matching agency.
A Chance to Change Lives
Help grow families and keep making an impact by referring others or sharing your story.
Not Ready to Become a Surrogate? Become an Advocate
Whether you’ve been a surrogate or simply believe in the power of surrogacy, you can still help create families by referring someone who would make a great f it.
Through the Physician’s Surrogacy Referral Program, you can help another woman begin her journey — and receive a reward when she completes hers.
Be an Advocate
Support our mission to change lives and create families. Every referral helps someone take the first step.
Earn Up to $1,500 Per Referral
Get rewarded for every successful referral — our way of saying thank you for making an impact.
Need more information?
General Information About Surrogacy | Physician Surrogacy
Yes! Single mothers make amazing surrogates. We just require that you have a solid local support system—like family or friends—to help during appointments and recovery. This guarantees you aren’t doing it alone. Speak with our admissions team to discuss who might be your support person.
Yes. We secure a comprehensive insurance plan for you, fully paid for by the Intended Parents. This policy protects you throughout the pregnancy, and we handle the payments directly so you have zero out-of-pocket expenses. Contact us to learn more about the medical benefits included in our program.
Yes! Because we use IVF technology, the embryo bypasses the fallopian tubes entirely. In fact, having your tubes tied is often seen as a benefit because it removes the risk of an accidental pregnancy during the cycle.
Laws vary by state, but you don’t need to be a legal expert to figure it out. The fastest way to know is to submit our preliminary application. Our system instantly checks your location against current laws and lets you know immediately if you qualify.
As an OB-managed agency, we prioritize your safety with expert clinical oversight that other agencies lack. We offer the industry’s highest compensation for first-time surrogates with 100% financial transparency—no hidden terms. Plus, our Medically Cleared program fast-tracks your journey, allowing you to match sooner. Apply today to view your full benefit package
No. Since the Intended Parents hold full parental rights, only their names will appear on the birth certificate. We facilitate a “Pre-Birth Order” with the courts to establish their parental rights before the baby arrives. Your independent attorney will guide you through signing these contracts so you feel completely secure.
Process of Surrogate’s Pregnancy | Physician Surrogacy
The intended parents that you are matched with will pay any traveling expenses related to your surrogacy.
The process typically has three stages: the medical screening to ensure you’re healthy, the IVF cycle involving medications to prepare your uterus, and the Transfer, a quick procedure followed by pregnancy testing. We monitor you closely for the first 10-12 weeks, and once the pregnancy is stable, you “graduate” to your local OB for standard prenatal care.
Don’t worry, we have a plan for that. We establish a Power of Attorney before birth, assigning a professional Newborn Care Nanny the authority to care for the baby until the parents arrive. This means under no circumstances will you be asked to take the baby home or provide care. Your attorney will review this protection plan with you.
Your main job is to maintain a healthy lifestyle and attend all prenatal appointments. We also ask for consistent communication so we can coordinate your care and support you effectively. Think of it as a partnership: you protect the pregnancy, and we handle the logistics. Contact us today to discuss what a typical week looks like for our surrogates.
During the initial screening process, we will require a background check of anyone over the age of 18 that lives in your household. If you are married, both you and your spouse will need to sign the acceptance agreement. Also, we will be including it in your legal contract. During the medical screening process, your partner/spouse will have to provide a blood and urine sample. Your partner will play a significant role as part of your support team during your surrogacy journey.
Every journey is unique. Some relationships are strictly professional, while others become like extended family. We respect your privacy and lifestyle, so we match you with parents who share your specific boundaries and expectations regarding visits and calls. Often, the relationship grows naturally as the pregnancy progresses. Contact us to discuss what level of contact feels right for you.
This is dependent on each case, but typically two weeks to a couple months. The length of the process depends on your preferences in Intended Parents and your responsiveness when they express interest in your profile. After your initial application, we will call you to talk about the surrogacy process and answer any questions you may have. We will then send you our compensation package and other documents to find out. Your intake coordinator can give you a rough estimate based on your profile how long it will take to match you.
Medical Care During My Pregnancy | Physician Surrogacy
Yes, provided that your OB accepts the health insurance utilized for the pregnancy. Together, you and the Intended Parents will decide upon the physician that cares for you during pregnancy. Many Surrogates use the physician that delivered their own children.
Yes! You can still fulfill the qualifications for gestational surrogacy. The process does not use fallopian tubes. Instead, the embryo(s) are placed directly into the Surrogate’s uterus during the embryo transfer phase.
After the first trimester, your physician will release you to your local OB doctor. Your local OB will oversee your medical care for the remainder of your pregnancy. If you need a new OB doctor, then we can provide you with recommendations. You will be able to deliver at a hospital that is local to you.
Surrogacy has the same risks as a regular pregnancy. There are no additional risks with a Surrogate pregnancy. Given that, please consult with your OB to talk about normal pregnancy risks.
Our BMI requirement is 32 but if you are close to it, we are happy to assist with weight loss support. The Society of Reproductive Medicine (ASRM) has established guidelines on Surrogate BMI (below 34) to reduce the risk of complications or Gestational Diabetes. Most IVF centers also have their own BMI requirements, which typically range from 28 – 34.
Gestational Surrogates need to prepare their bodies for the embryo transfer. You will require injections in order to help your uterus accept the embryo. The medical team will help you throughout your injectable period by providing a calendar with a clear timetable and dosages. Generally, you will have to take the injections through the first trimester.
Type of Compensation Structure | Physician Surrogacy
No, the Surrogate Mother does not bear any cost of this process. The Intended Parents will pay for and handle all the medical expenses, Surrogate Mother benefits, legal fees, and travel expenses.
Employed Surrogates may be entitled to lost wages through the state. We realize this may be a factor. So, we have decided to include a stipend for lost wages at the outset. We believe whether you need it or not, the money should be there. Also, we leave it up to you how to best allocate those funds. Should you need to file with the EDD, we leave that to your discretion. Although your compensation package includes lost wages, this does not preclude you from filing directly with EDD for lost wage benefits.
All funds related to your surrogacy will be held in a trust account that is managed by or an experienced escrow company, so that all monies due for your Surrogate fees and reimbursement of related expenses are paid in a timely manner. All financial matters will be handled by the surrogacy agency, removing this component from your relationship with the Intended Parents.
- What are the advantages of this type of compensation structure?
This compensation structure fosters a groundbreaking concept in which all parties mutually benefit.
- For Surrogates:
Our Surrogates receive more payment with a fixed compensation package than with a line item package.
Surrogates are paid more upfront during the beginning of their journey. In most cases, our Surrogates can earn $4-5k+ even before confirmation of pregnancy (COP).
Less tedious paperwork: we eliminate the need for submitting miscellaneous expenses such as childcare, mileage, pay stubs and instead entrust you with the reimbursement of your expenses.
- For Intended Parents:
Straightforward compensation – they know upfront what they will have to pay and can plan accordingly. Takes into consideration the additional expenses incurred such as travel and monitoring expenses in different regions.
To be considered employed, you must have a gross annual income of $15,000. Employment is verified by pay stubs and/or a tax return.
- Once you complete your online application, a Surrogate coordinator will contact you to discuss the surrogacy journey in more detail. He/She will provide you with a more detailed explanation of our compensation package. You will find the general compensation information on this page.
- Our compensation structure ensures our Surrogates receive an absolute, fixed amount as their payment. We want prospective Surrogates to learn all facets of the journey. They should also know that their unique situation will translate to a clear, financial end result.
For local Surrogates, travel and other expenses are much less for the Intended Parents. It is because of the proximity of the local Surrogates to our Southern California location. Additionally, as does the cost of living, average surrogacy compensation also varies greatly from state to state.